Homebuyer Additional Resources
Home Purchase Assistance Program
The DC Home Purchase Assistance Program (HPAP) is available for individuals and families to purchase a primary residence located within the District of Columbia. The level of financing assistance is based on household size, household income, need, and the availability of funds.
DC Opens Doors
DC Opens Doors, offers a Down Payment Assistance Loan (DPA) to qualified first-time and repeat homebuyers who are eligible for the program. They have participating lenders who handle the mortgage loan process.
Maryland Mortgage Programs
Maryland has programs that help make purchasing and owning a home more affordable. The State has a list of state-approved mortgage lenders who can help determine which loan option fits best.
Homeownership Counseling Agencies
Below are links to Homeownership Agencies. Check out each group to learn more about the services offered, which can include group classes, individual counseling, and monthly meetings.
DHCD Community-Based Non-Profit Organizations (CBOs)
CBOs provide counseling services and training to tenants, potential homeowners, and current homeowners. Most are HUD-certified, and you can find the list of these organizations on the DHCD site.
Maryland HUD Approved Counseling Agencies
The state has compiled lists of HUD-approved agencies that assist with home counseling and ownership.
Additional Resources
U.S. Department of Housing and Urban Development (HUD)
Learn about mortgage shopping, homebuying processes, or how to find and talk with a HUD-approved housing counselor.
Both government-sponsored enterprises (GSEs) have guidance, tools, and quizzes, along with insight into the home-buying process, mortgage options, and what to expect along the way.
Ready Nest is a collection of online resources and tools including mortgage payment calculators, home affordability calculators, and homeownership readiness information, to help guide potential home buyers through the process.
